There are more and more electric vehicles, motorcycles and cars, which circulate in our country due to their innumerable advantages. Therefore, you cannot forget that it is essential to have electric motorcycle insurance with a suitable policy.
Why do electric motorcycles need to have insurance?
Electric motorcycles need insurance just like any other motor vehicle. This is used to circulate on any type of road in accordance with current regulations on civil liability. These regulations apply regardless of the fuel used by the vehicle for its propulsion.
Therefore, you must take out insurance for the motorcycle, even if it is basic, that covers material and personal damage that may be caused to third parties.
Common coverages
Like conventional insurance, electric motorcycle insurance can be comprehensive, third-party or third-party extended, depending on personal needs. These insurances include common and complementary coverage.
Driver coverage
- Management of fines and legal defense.
- Driver assistance and travel assistance.
- Sustitution vehicle.
Covers for the motorcycle
- Own damages.
- Fire and robbery.
Specific covers for electric motorcycles
In addition to those mentioned, there are other coverages that are related to the charging cable or the battery.
Each company provides a specific insurance, but of course, the appearance of new policies is a clear indication of the rise of this type of vehicle, therefore, they must have adequate protection for the risks they may face.
Travel assistance for an electric motorcycle can be extended in the event that it does not have a battery to function or there has been a failure in it. Due to the limited autonomy of this type of vehicle, assistance is produced from kilometer zero.
Advantages of an electric motorcycle
- Electric motorcycles offer a real alternative to fossil fuels to fight pollution, thanks to the fact that electric motors do not produce noise pollution, or in the air.
- Another advantage of acquiring this type of vehicle is that you can benefit from financial aid from the Plan to Promote Mobility with Alternative Energy Vehicles (MOVEA) to encourage the purchase of motorcycles and cars to achieve sustainable mobility .
- People who buy an electric motorcycle can save or have discounts in the registration tax.
- An electric motorcycle is more economical in terms of consumption and maintenance, because it does not require the filters to be checked by dispensing with oil.
The increase in sales of electric motorcycles has prompted different insurance companies to develop policies specially designed for them. Typically, they cover circumstances such as someone stealing the charging cable or the assistance in case of running out of battery.
Now that you know that electric motorcycles need to have insurance, Verti offers you a policy with special coverage for this type of vehicle. With it you can travel in a calm way and have the best guarantee that your personal comfort is safe, while at the same time, you collaborate in the protection of the environment
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